Today, we are introducing flash loans across the C.R.E.A.M. full ecosystem -- The Iron Bank, C.R.E.A.M. v1, C.R.E.A.M. BSC, and C.R.E.A.M. Fantom.

This is a major step in C.R.E.A.M.’s mission of becoming the most capital efficient money market in crypto. At launch, C.R.E.A.M. will offer the largest set of flash loanable assets on the market.

C.R.E.A.M. makes flash loans more useful to a larger variety of stakeholders, allowing users to become more flexible and capital efficient. Previous to this launch, affordable flash loans were only available on a very limited set of assets. With C.R.E.A.M.’s …


We are proud to announce that C.R.E.A.M. is now LIVE on Fantom!

Once you’ve got your Fantom network setup on your Metamask, simply head to app.cream.finance and you can start supplying and borrowing tokens with almost instant transactions and extremely low fees.

About Fantom

Fantom is a high-performance, scalable, customizable, and secure smart-contract platform. It is designed to overcome the limitations of previous generation blockchain platforms. Fantom is permissionless, decentralized, and open-source. Lachesis, its revolutionary aBFT consensus mechanism, allows Fantom to be much faster and cheaper than older technologies, yet extremely secure.

At launch, these following 19 tokens are supported:

wFTM, CREAM, WETH, wBTC, DAI, USDC, YFI, SUSHI, AAVE, CRV…


Part II: The Road to Cream v2

Special thanks to Future Fund for creating awesome Iron Bank images.

We’ve been hard at work since our launch in August to become one of the most innovative platforms in DeFi. Our last post looked back at 2020, shared more info on our merger with Yearn, and explained our sharpened focus on our core lending protocol with the wind-down of CreamY Swap and Cream Swap.

We also teased the latest in milky CREAM v2 goodness — the Iron Bank, which will be the main focus of this post.

The Iron Bank


C.R.E.A.M. Finance is introducing a new security feature – Collateral Cap – designed to diversify protocol-wide lending risk away from any one asset. This feature helps stabilize C.R.E.A.M. Finance and remove systemic risk created by single assets.

The Collateral Cap feature specifies a market’s maximum effective collateral, measured in units of the market’s token. If a market’s collateral cap is set to 1M, it means only 1M of the token can be used as collateral.

In other words, Collateral Cap enables ‘borrowing power’ per asset to be measured and limited. The Collateral Cap feature will be applied to reduce risks…


C.R.E.A.M. Finance Introduces Protocol-to-Protocol Lending on Binance Smart Chain

C.R.E.A.M. Finance is excited to introduce it’s protocol-to-protocol lending feature on Binance Smart Chain. This feature — first launched with the Iron Bank — makes it possible for ‘whitelisted’ protocols to access zero-collateral borrowing.

After a protocol is whitelisted, and a credit limit set, it can begin borrowing funds directly from C.R.E.A.M. BSC with no collateral.

We believe the new capital efficiency made possible by protocol-level loans will accelerate the consolidating of cross-protocol liquidity and build a stronger more composability DeFi ecosystem on Binance Smart Chain.

At launch, C.R.E.A.M. protocol-to-protocol lending…


Kori | Binance

AMA (Ask Me Anything) on our Telegram is live with C.R.E.A.M. 📍 https://t.me/BinanceDEXchange

The AMA will go like this:

👉 Part 1:
- The chat will be closed and Binance Angels will ask questions to the Helmet today.
- C.R.E.A.M will answer the questions

👉Part 2:
- Then we will open the chat for the community. And you will be able to ask your questions 🙂
- C.R.E.A.M team will answer the most interesting questions you’ll ask in the chat.

🎁 3 $CREAM token to share between the 3 first questions answered

Kori | Binance

How are…


C.R.E.A.M. Finance is working with Immunefi, Armor.fi, and DeFiSafety to bring stronger security to the C.R.E.A.M. Finance protocol and wider DeFi ecosystem.

The security campaign begins this week with the launch of a $1.5 million bug bounty program, with Immunefi, focused on strengthening C.R.E.A.M’s protocol, API, and website security.

“Security is the key to maturing the decentralized finance ecosystem and bringing emerging financial technology to more users across the globe. We are delivering increased project transparency through DeFiSafety, preventing hacks with Immunefi, and providing a clear path for users to buy insurance coverage with Armor.fi.” said Leo Cheng, Co-Founder and…


Today we’re announcing the PancakeSwap LP tokens as collateral for borrowing and lending on C.R.E.A.M. Binance Smart Chain (BSC) platform. Be sure to use a web3 wallet that supports BSC, such as Binance Chain Wallet or Metamask.

As Dan Elitzer explained in this post on superfluid collateral -

“If assets can be allocated for multiple purposes simultaneously, we should see more liquidity, lower cost of borrowing, and more effective allocation of capital.”

The way we see it, there is no reason for LP positions to sit idle in yield farmers’ wallets. This is capital inefficiency at its worst. LP positions…


We have listed SUSHI on the C.R.E.A.M. Binance Smart Chain (BSC) platform. Users can now supply and borrow SUSHI at app.cream.finance. Be sure to use a web3 wallet that supports BSC, such as Binance Chain Wallet or Metamask.

Creating a SUSHI market allows token holders to stay long on SUSHI while getting leverage on the asset itself.

Collateral factor for SUSHI is 65%, meaning for every $100 worth of SUSHI supplied, users can borrow up to $65 worth of other tokens.

C.R.E.A.M. on BSC now supports BTC, ETH, BNB, BUSD, USDT, LINK, XRP, BCH, LTC, DOT, CREAM, ADA, BAND, EOS, DAI, XTZ, FIL, YFI, UNI, ATOM, USDC, ALPHA, TWT, XVS, CAKE, BAT, VAI, AUTO, renBTC, renZEC, BETH, IOTX, SXP, SUSHI.

C.R.E.A.M. DAO
Crypto Rules Everything Around Me, C.R.E.A.M.

Join us on Discord, follow us on Twitter, or visit us at cream.finance.

C.R.E.A.M.

C.R.E.A.M Finance is a decentralized lending protocol. Crypto Rules Everything Around Me.

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